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Debtor-Creditor Law

Buffalo Debtor & Creditor Law Attorney

Debtor's Rights

Has a debt collector attempted any of the following while trying to collect a debt from you?

  • Tried communicating with you about a debt, without your consent, prior to 8 a.m. or after 9 p.m.
  • Continued communications with you after being made aware that you are represented by an attorney
  • Communicating with you at work after being told such communications are prohibited
  • Without your consent, communicate with another person who is not your spouse or attorney regarding the alleged debt
  • Continued collection efforts after being made aware in writing not to do so
  • Used threats of violence or harm to your reputation in an attempt to collect a debt
  • Used obscene or threatening language in an attempt to collect a debt
  • Made excessive telephone calls to your residence in an attempt to collect a debt
  • Made a false representation as to the amount of a debt
  • Made a false representation that the individual is an attorney or that any communication is from an attorney
  • Failed to state that the debt collector is "attempting to collect a debt and any information obtained will be used for that purpose."
  • Used any false representation or deceptive means to collect or attempt to collect a debt

If so, you may have a claim under the Fair Debt Collection Practices Act.

Call the Law Office of Patrick M. Noe, Jr., and will we evaluate your case and determine the best course of action.

Debt Settlement

WE ARE DEBT PROFESSIONALS,
AND WE ARE READY TO HELP YOU!

The Law Office of Patrick M. Noe, Jr. is a LAW OFFICE which specializes in assisting individuals and businesses in successfully eliminating their debt through the creation and management of customer-tailored debt reduction plans.

As EXPERIENCED DEBT NEGOTIATORS, we have the skills to obtain the best possible reductions!

As a LAW OFFICE, we have the knowledge, ability, and licensure to protect your consumer rights.

As PROFESSIONALS, you can trust our expertise.

BENEFITS OF DEBT REDUCTION WITH
The Law Office of Patrick M. Noe, Jr.

The Law Office of Patrick M. Noe, Jr. is a law office that provides you not only the expertise of debt reduction, but also legal protection against creditors.

As a law office, we can inform you if your rights are being violated, and can assist you in stopping illegal harassment or collection efforts by your creditors.

The Law Office of Patrick M. Noe, Jr. specializes in debt reduction, and is committed to negotiating the best reduction for you.

The Law Office of Patrick M. Noe, Jr. provides you with a Free Consultation to determine your financial capabilities and how to best structure a Debt Reduction Plan which works for YOU!